Property price
£320,000
£
£50k
£1.5m
Deposit
£64,000 · 20%
£
0%
100%
Term
25 yrs
5
40
Interest rate
4.75%
1%
10%
Repayment type
Repayment
Interest-only
Monthly payment
£
1,462
/month
Based on a £256,000 loan over 25 years at 4.75%
60
75
90
80%
Standard LTV
Sits in the common lending range — most mainstream lenders will offer terms here, though not their sharpest rates.
Borrowed
Equity / deposit
Loan amount
£256,000
Total interest
£182,430
Total repayable
£438,430
Loan-to-value
80.0%